Crush Your Debt in 12 Months—Without the Overwhelm
Join our free online course and learn the exact step-by-step strategies to eliminate credit cards, student loans, and personal debt—for good.
This Course Is for You If...
Debt can feel like a full-time job. If you're tired of seeing your balance barely move, this course gives you the structure, mindset, and momentum to change that—for free.
You’re in the right place if you...
Carry $5K+ in credit card or student loan debt
Keep making payments but feel stuck in a loop
Want real strategies, not TikTok finance tips
Are ready to take control—without shame or lectures
What You’ll Learn
This course gives you a no-fluff plan to pay off debt faster than you thought possible.
What’s inside
Module 1
Debt & Mindset—Break the Cycle
Module 2
The Plan—Stack Your Strategy
Module 3
Kill High-Interest First
Module 5
Income Hacks That Don’t Suck
Module 4
Budgeting That You’ll Actually Use
Module 6
Stay Debt-Free Without Relapsing
Details
6 short videos (15 mins or less)
Simple action worksheets
Zero cost, zero pressure
Lifetime access
Meet Your Instructors
We’re not here to lecture you—we’re here to help you level up with real strategies, zero judgment, and a lot more clarity.
Rachel Ngo, CFP®
Lead Advisor, Vera Financial
Specialty: Debt freedom & mindset shifts
“You don’t need to be perfect. You just need a plan that makes progress.”
Rachel has helped hundreds of Canadians ditch debt and build confidence around money. She's known for her empathetic, no-fluff approach and her ability to turn stress into strategy.
Tanya Gill,
AFC® (Accredited Financial Counselor)
Client Success Mentor
Specialty: Motivation, accountability, and sustainable financial habits
“This course isn’t just about numbers—it’s about momentum. You can do this.”
Tanya focuses on behavior, habits, and helping you stay consistent even when life gets messy. She’ll help you break old patterns and build routines that last.
Jordan Fields, CPA
Money Coach & Tax Strategist
Specialty: Budgeting, side hustle income, tax-smart paydown
“Your income isn’t the problem. It’s your system—and we’re about to fix that.”
Jordan brings years of experience helping young professionals make their money go further. He breaks down budgeting in a way that finally makes sense—and stick.
Together, We’ve Helped Over 10,000 Young Adults...
Pay off over $3.2M in combined debt
Build emergency funds for the first time
Create plans they actually stick with
Now it’s your turn.
Real Stories,
Real Progress
I paid off over $8K in under a year with this course. I finally stopped bouncing between apps and just followed a plan.
Jamila A.
27, Austin, TX
What clicked for me was the clarity. It’s not complicated—but it works. I’m down to my last student loan payment.
Derek M.
29, Chicago, IL
I thought I was just bad with money. This course helped me realize I just never had a system. Game-changer.
Leah S.
25, Seattle, WA
FAQs
Is this really free?
Yes. We believe in removing barriers to financial education. That starts with zero cost.
Do I have to become a Vera client?
Not at all. The course stands on its own.
How fast can I go through it?
You can binge it in two hours or pace it out—your call.
What if I have a ton of debt?
Then this is made for you. We break it down into doable steps so you can start today, no matter where you're at.
Take Back Control,
One Step at a Time
You don’t have to stay stuck.
This free course is your starting line.
Financial Clarity. No Fluff. No Judgment.
Email: hello@verafinancial.com
Phone: (416) 555-0261
© 2025 Vera Financial Inc. All rights reserved.
This course is for educational purposes only and does not constitute personalized financial advice.
Fill out the form below to get started on your journey to break free from debt.